Simple budget
The budget worksheet is the best place to begin for most people. This is a simple excel spreadsheet you can download and use to create your own budget.
The first time you fill out your budget worksheet you may estimate some amounts, which is fine.
Use this first draft to give you an honest picture of your current financial situation. Modify the worksheet, if you’d like to see improvements, and save it under a different name.
Tip: If you don't have Microsoft Excel, you can upload the spreadsheet to your Google Drive account and open it there using Google Sheets.